“Tis the season to be jolly!” That’s what they say, right? The holiday season is upon us and with that usually comes the fun of holiday parties, shopping, family gatherings, traveling … oh, and don’t forget the elevated heart rate. All of the expectations and obligations of this time of year (not to mention year-end
When it comes to voluntary benefits, you might think of dental, vision and life insurance. But have you considered offering identity theft protection to your employees? What is Identity Theft? Identity theft is the attempted or successful misuse of an existing account, such as a debit or credit card account; the misuse of personal information
The annual apparition of spooky skeletons, broomstick-riding witches and carved pumpkins is a sure sign fall is well underway. Second only to Christmas in terms of how much consumers spend on decorations, Americans of all ages seem to love celebrating Halloween. The Halloween spirit has spread to the inside and outside of the home as
What to Know About Hired and Non-Owned Auto Liability Coverage Driving to a client meeting? Sending an employee to pick up office supplies? Renting a car on your business trip? If your organization ever requires you or your colleagues to travel in a vehicle that is not owned by your company, it’s imperative that you
66% of retirement plans work with a retirement plan consultant or advisor, according to 2017 PLANSPONSOR Defined Contribution survey. This number has steadily grown the past few years. The top 3 reasons[1] plan sponsors say they hired an advisor are: #1 Want to better understand how well my plan is working for my employees and
Medicare’s Annual Enrollment Period (AEP) is here which means your Medicare eligible or “near eligible” employees are inundated with confusing communications. For HR professionals, it can be a challenge to assist with Medicare questions. The following are three key things all employers must know! 1. Is your group size considered large or small? In general,
There is a difference between having a choice and making a choice. Open enrollment is in full swing, which sheds light on the tough decisions that employers and employees need to make this time of year. Over the past 50 years, we have seen a great shift in how employers offer benefits to their employees.
In today’s economy, everyone is pinching pennies. You’ve heard about umbrella coverage, but is it worth investing in? What is Umbrella Insurance? Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and as a result, it helps protect your assets and your future. It does this
1. Workers’ Compensation Insurance Protects Your Company. The primary purpose of Workers’ Compensation Insurance is to provide coverage for health care costs to an employee injured on the job. If Workers’ Compensation is mandated in your state of operation you must carry this coverage to avoid your company being liable and subject to fines by
There is tremendous confusion about what to eat. Often the food choices people make are full of calories yet lack the nutritional value the body needs. This confusion leads to expanding waistlines, low energy and rising rates of type 2 and now type 3 diabetes and obesity-related illnesses. The American Diabetes Association’s National Healthy Lunch
