1. Workers’ Compensation Insurance Protects Your Company. The primary purpose of Workers’ Compensation Insurance is to provide coverage for health care costs to an employee injured on the job. If Workers’ Compensation is mandated in your state of operation you must carry this coverage to avoid your company being liable and subject to fines by
There is tremendous confusion about what to eat. Often the food choices people make are full of calories yet lack the nutritional value the body needs. This confusion leads to expanding waistlines, low energy and rising rates of type 2 and now type 3 diabetes and obesity-related illnesses. The American Diabetes Association’s National Healthy Lunch
Employers have learned that improving the health and wellness of their workforce yields benefits for both the organization and employees alike: When health is improved, employers enjoy a more productive workforce with fewer absences, along with fewer demands on the employer-sponsored health insurance. Employees gain from better health and reduced medical costs. Individuals feel empowered
On Friday afternoon, the NYS Department of Financial Services announced the 2019 Paid Family Leave updates and changes. You can review the updates on the NYS PFL website. As intended, the number of weeks eligible employees can take will increase to 10 weeks, effective January 1, 2019. The benefit will also increase to 55% of
Long Term Care Insurance is designed to help pay for the care needed when you are unable to do everyday activities without assistance. In order to improve the quality of life for those chronic, long-term conditions, you must be prepared for whatever the future brings. This coverage can protect your assets, and help you enjoy
Are you serving on the board of a local non-profit? Or a director of a large corporation? As a director or officer of a corporation or non-profit, you make decisions each day that can result in a lawsuit being filed against you. And those lawsuits don’t just go after business assets; they can put your
It’s that time of year. All of the students are packing up to head back to the dorms, and colleges are abuzz nationwide. But have you really thought about what going back to school means from an insurance perspective? Sending a child off to college is a time of great adjustment for you and your
As the summer wraps up, we thought it would be fun to give you an inside look into our company through the eyes of our latest intern, Maxx Kempton. Maxx was part of the Walsh Duffield team for eight weeks this summer and has a unique experience to share. Hi, I’m Maxx When you were
Health care expenses are one of the most critical issues that workers and employers face today. Historically, both health care and retirement savings have largely been kept separate, but that conversation is changing. As health care is increasingly considered through the lens of financial wellness, employers need to understand the savings options. Pretax and Roth
Most people can agree that health, happiness, and productivity at work are related concepts. Companies have a unique opportunity to foster all three, with a workplace wellness program. During the last decade, workplace wellness programs have become commonplace, but what makes a program successful? When trying to figure out the “special sauce” that makes a
