News

Do You Need Earthquake Insurance?

Earthquakes have occurred in 39 states since 1900, and about 90% of Americans live in areas considered seismically active.  In fact, there were two very recent earthquakes in the Rochester, NY region alone! Experienced last week on Tuesday and Friday, these small earthquakes were centered several miles below Lake Ontario, less than 100 miles away. 

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How To Prevent Distracted Driving Claims

Cell phones, tablets, and other electronic devices are a necessity in our personal and professional lives, but when operating a vehicle, their use takes your attention off of the road and can have serious consequences. Approximately 660,000 people are on electronic devices while driving a vehicle during daylight hours. This is a preventable way in

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4 Tips for Homeowner’s Insurance Inventory

When fire, burglary, or other disaster strikes your home, you want to begin the recovery process as soon as possible.  However, before you can file your homeowner’s insurance claim, you must fully document all of your damaged belongings. If you are like most people, you haven’t prepared a current inventory list, or videotaped your belongings. So

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Type 3 Diabetes – Is it really a thing?

We used to think there were only two types of diabetes—the type you’re born with (Type 1) and the type brought about by a combination of negative lifestyle factors (Type 2).  A study published in the Journal of Diabetes Science and Technology summarizes that the term “Type 3 diabetes” represents a form of diabetes that

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What You Should Know About Flood Insurance

You’ve probably heard this horror story before — someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn’t cover flood damage. At Walsh Duffield, we want you to be educated about all of the risks you may face – before a loss occurs – so you can

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Why is Fiduciary Education Important?

We hear often from clients or prospective clients that they understand what it means to be a fiduciary. But when it comes to the specifics, there seems to be uncertainty. According to the 2017 Fidelity Plan Sponsor Attitudes survey, the second biggest concern for plan sponsors was fiduciary responsibility. Further, 76% of respondents to the

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Critical Cyber Exploits Affect Nearly All Computers

The latest in Cyber Security Trends and News  Cyber security researchers recently announced the discovery of two major security flaws that could allow hackers to bypass regular security measures and obtain normally inaccessible data. The flaws, referred to as Meltdown and Spectre, are both caused by design flaws found in nearly all modern processors. These

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How Wellness Programs Can Prevent Workers Comp Claims

One of the principal cost drivers of workers’ compensation claims are medical expenses for the treatment of job-related injuries and illnesses. Important indicators of how some claims become high dollar expenses are claims with a comorbidity diagnosis (multiple medical conditions or ailments) which, studies show, are likely to generate twice the cost of other claims.

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