When it comes to safeguarding your home and your financial well-being, insurance can be a valuable addition to your toolkit. While most homeowners are familiar with standard insurance policies that cover property damage or liability, there’s one crucial aspect that often goes overlooked: service lines. Most homeowners are surprised to learn that they own the
As the Fourth of July approaches, people across the United States are gearing up to celebrate the nation’s independence with fireworks, barbecues, and gatherings. While this holiday is filled with joy and patriotism, it’s crucial to prioritize safety, not only for the well-being of your loved ones but also to avoid potential insurance claims. Below
How To Prevent Distracted Driving Claims Cell phones, tablets, and other electronic devices are a necessity in our personal and professional lives, but when operating a vehicle, their use takes your attention off of the road and can have serious consequences. Approximately 660,000 people are on electronic devices while driving a vehicle during daylight hours.
As individuals review their insurance policies for the year, the reality is that homeowners and auto insurance rates will continue to rise in 2023. There are many factors that have caused the increases we have seen over the past couple of years, and we expect this trend to continue in a market where inflation and
Automobile insurance coverage is a must-have for every driver on the road. Not only is liability insurance legally required in most states, but it also protects you and your vehicle from the financial burden of an accident. When choosing coverage for your auto insurance policy, it’s important to understand coverage limits, required minimums, and how
You’ve probably heard this horror story before — someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn’t cover flood damage. At Walsh Duffield, we want you to be educated about all of the risks you may face – before a loss occurs – so you can
Choosing the right deductible for your automobile insurance policy can seem overwhelming. There isn’t a one-size-fits-all solution when it comes to choosing the optimal deductible. But you can navigate this decision by weighing your options and considering the most sensible deduction for you and your situation. We’ve identified four vital factors to consider before choosing
Earthquakes have occurred in every US state, and about 90% of Americans live in areas considered seismically active. In fact, a 3.8 magnitude earthquake hit Buffalo, NY on February 6, 2023 and Rochester experienced a 2.6 magnitude earthquake in March 2020. These small earthquakes were centered several miles below Lake Ontario, less than 100 miles
If you’re like most people, there are certain items you own that you can’t imagine ever losing — possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them. If you haven’t checked your home insurance policy recently, here are five key things to know about insuring
It’s hard to think of a worse start to a winter day in Western New York than turning on the faucet and … nothing. Maybe there’s a trickle of water, but it’s clear you have a frozen pipe. This article includes tips to help you prevent or address what could easily become a very messy
