As individuals review their insurance policies for the year, the reality is that homeowners and auto insurance rates will continue to rise in 2023. There are many factors that have caused the increases we have seen over the past couple of years, and we expect this trend to continue in a market where inflation and
Automobile insurance coverage is a must-have for every driver on the road. Not only is liability insurance legally required in most states, but it also protects you and your vehicle from the financial burden of an accident. When choosing coverage for your auto insurance policy, it’s important to understand coverage limits, required minimums, and how
You’ve probably heard this horror story before — someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn’t cover flood damage. At Walsh Duffield, we want you to be educated about all of the risks you may face – before a loss occurs – so you can
Choosing the right deductible for your automobile insurance policy can seem overwhelming. There isn’t a one-size-fits-all solution when it comes to choosing the optimal deductible. But you can navigate this decision by weighing your options and considering the most sensible deduction for you and your situation. We’ve identified four vital factors to consider before choosing
Earthquakes have occurred in every US state, and about 90% of Americans live in areas considered seismically active. In fact, a 3.8 magnitude earthquake hit Buffalo, NY on February 6, 2023 and Rochester experienced a 2.6 magnitude earthquake in March 2020. These small earthquakes were centered several miles below Lake Ontario, less than 100 miles
If you’re like most people, there are certain items you own that you can’t imagine ever losing — possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them. If you haven’t checked your home insurance policy recently, here are five key things to know about insuring
It’s hard to think of a worse start to a winter day in Western New York than turning on the faucet and … nothing. Maybe there’s a trickle of water, but it’s clear you have a frozen pipe. This article includes tips to help you prevent or address what could easily become a very messy
If you are currently renting, there are many benefits to holding a rental insurance policy to protect yourself and your belongings. Here Are 10 key Reasons Why You Need Rental Insurance: Your landlord’s insurance does not cover your stuff. If there was a fire, the landlords coverage would repair the building itself but will not
Purchasing home insurance can be overwhelming. Whether you are a first-time home buyer or a longtime homeowner, we’ve included our top five best tips for buying home insurance to make it easier for you. Successfully compare insurance options, right-size your deductible, understand how discounts can reduce your insurance premium and more! Tips like these (and
If you are a homeowner, you know the value that you place on keeping your home safe, updated, and uniquely yours. That also means making sure your house is protected from everything that may come its way. As one of your biggest assets, it’s important to keep you – and your house – safeguarded from
