Walsh Duffield Companies, Inc. consists of a number of legal entities, including Walsh Duffield Companies, Inc.; Sardinia Associates LLC & Sardinia Associates LLC D/B/A Garrick Insurance Agency; Walsh Quinn Agency, LLC. Walsh Duffield Companies, Inc. also works in partnership with Mickles Agency, Inc.; Wilkins Insurance Agency, Inc. and Tracy Johnson Consulting.
Notwithstanding any language to the contrary, nothing contained herein constitutes nor is intended to constitute an offer, inducement, promise, or contract of any kind. The data contained herein is for informational purposes only and is not represented to be error free.
This Web site may contain links to third-party Web sites that are not controlled by Walsh Duffield Companies, Inc. Please be aware that Walsh Duffield Companies, Inc. is not responsible for the content of third-party Web sites linked to Walsh Duffield Companies, Inc. nor are we responsible for the privacy policy or practices of third-party Web sites linked to Walsh Duffield Companies, Inc. Our privacy policy only applies to information we collect from you while you are at and while you are actively in a session with Walsh Duffield Companies, Inc. If you should link to a third-party Web site from Walsh Duffield Companies, Inc., we strongly encourage you to review and become familiar with that Web site’s privacy policy.
Despite the efforts of Walsh Duffield Companies, Inc. to provide accurate information, it is not possible to completely ensure that all information is constantly correct. The material presented on this server could include technical inaccuracies or typographical errors. As such, Walsh Duffield Companies, Inc. does not accept any responsibility or liability for any actions taken as a result of using this information. Further, Walsh Duffield Companies, Inc. assumes no responsibility for errors or emissions in the materials on this web site.
We recognize that our relationships with current and prospective clients are based on integrity and trust. We work hard to maintain your privacy and are very careful to preserve the private nature of our relationship with you. At the same time, the very nature of our business sometimes requires that we collect or share certain information about you with other organizations or companies in order to provide you with the products and services that best meet your individual needs. We advise that you verify information in which you intend to place any sort of reliance before acting upon it.
The Financial Services Modernization Act, enacted by Congress and Regulation 169, adopted by the New York Insurance Department, require financial institutions like Walsh Duffield Companies, Inc. to tell their customers how they treat personal information they collect and maintain about them.
We collect nonpublic personal financial information about you from the following sources:
We do not disclose any nonpublic personal financial information about our customers or former customers to anyone, except as permitted by law. We will not disclose information to other companies who may want to sell their products or services to you. As an example, we will not sell your name or information to a direct marketing or telemarketing company that is not affiliated with us. Some examples of when we might disclose information, as permitted by law, are:
Our associates and independent service providers are instructed to keep your information in a confidential manner. We restrict access to nonpublic personal financial information about you to those associates and independent service providers who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal and state regulations to guard your nonpublic personal financial information.
This Privacy Policy applies to products and services provided by us and any of our affiliated companies used primarily for personal, family, or household purposes (not business purposes). We reserve the right to change this Privacy Policy, and any of the policies described above, at any time and without notice. The examples used in this Privacy Policy are illustrations; they are not intended to be exclusive.
If you have questions about this Privacy Policy or our practices, please contact us at:
Walsh Duffield Companies, Inc., Buffalo, New York 14203 or call 716-853-3820.
Authorization of Use & Copyright Notice
Walsh Duffield Companies, Inc. hereby authorizes any person to access this Web site for informational purposes only. Walsh Duffield Companies, Inc. reserves the right to terminate access to this Web site at any time without notice. The data, information and material included in this Web site is copyrighted by Walsh Duffield Companies, Inc.. All rights are reserved under the copyright laws of the United States of America. No part of this Web site can be redistributed, copied or reproduced without the prior written consent of Walsh Duffield Companies, Inc..
In no event will Walsh Duffield Companies, Inc., its agents or employees, be liable for any damages, losses or other expenses arising in connection with this site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Walsh Duffield Companies, Inc., or its representatives, are advised of the possibility of such damages, losses or other expenses.
The user of this Web site assumes all responsibility and risk for the use of this Web site and the Internet generally. Walsh Duffield Companies, Inc., and its affiliated companies disclaim all warranties, representations or endorsements, expressed or implied, with regard to the data, information and material included in, or accessible from, this Web site or the Internet, including, but not limited to, all implied warranties of merchantability, fitness for a particular purpose or non-infringement. Walsh Duffield Companies, Inc. and its affiliated companies have the right to discontinue, change or update any data, information or material included in the Web site without prior notice, and they do not assume any legal liability or responsibility for the accuracy, completeness or usefulness of any data, information or material included in, or accessible from, this Web site. No advice or information given by Walsh Duffield Companies, Inc. or its affiliated companies shall create any warranty. Neither Walsh Duffield Companies, Inc. nor its affiliated companies warrants that the data, information and material included in the Web site or on the Internet will be uninterruptable or error free or that any data, information, software or other material accessible from this Web site is free of viruses or other harmful components. Several of our pages describe various insurance products. The availability of a specific product may differ from state of state. The product descriptions are general in nature and the insurance coverages are subject to the specific terms of the actual policies issued. If you are interested in the terms and conditions of a specific product, please contact us at 716-853-3820 for additional information.
Despite the security measures taken by Walsh Duffield Companies, Inc., there is an inherent risk in disclosing personal information over the Internet. Anyone electronically transmitting personal information assumes the risk that such information may be disclosed or intercepted by unintended third parties and Walsh Duffield Companies, Inc. disclaims all liability resulting from such interception or disclosure. Anyone who wishes to apply for an insurance quote who is concerned about maintaining the security of their personal information may mail the information to Walsh Duffield Companies, Inc., 801 Main Street, Buffalo NY 14203.
