We’ve all heard stories surrounding an accident with an uninsured or underinsured motorist. A family is burdened with horrific medical bills because of an accident with a drunk driver who couldn’t afford insurance due to his bad driving record. A child walking to school faces a lifetime of difficulty after being struck by a texting
With the outside temperatures fluctuating and the inevitable snow melt, you should be concerned about excess water in your basement or the lower level of your home. Water damage/freezing is one of the most common homeowners insurance losses. So to keep your home safe, we recommend purchasing this optional water backup coverage (sump pump discharge/overflow
It’s that time of year. All of the students are packing up to head back to the dorms, and colleges are abuzz nationwide. But have you really thought about what going back to school means from an insurance perspective? Sending a child off to college is a time of great adjustment for you and your
If you love the water, few things are better than boating season. Summer just wouldn’t be summer without spending those long, hot days on Lake Erie or cruising down the Canal. With the turn in the weather, boating season in Buffalo and Rochester has finally begun! At Walsh Duffield, we want to ensure you’re boat
We hope that this message finds you and your family safe and healthy. These are difficult times. The New York Legislature and Department of Financial Services have been implementing emergency measures in an effort to protect insurance policyholders who have been hit with financial hardship because of the COVID-19 pandemic. Regulations they enacted include: the waiver of late fees; the prohibition on reporting negative data to credit
When fire, burglary, or other disaster strikes your home, you want to begin the recovery process as soon as possible. However, before you can file your homeowners insurance claim, you must fully document all of your damaged belongings. That’s where a homeowners insurance inventory list comes in handy. If you are like most people, you
With the rapidly changing environment and concerns surrounding COVID-19, many organizations are making a shift to a fully remote workforce. While remote work/telecommuting has become more mainstream, it is still very new to many companies who are learning how to handle this shift as it becomes a necessity. 7 tips to help you be successful
In today’s economy, everyone is pinching pennies. You’ve heard about umbrella insurance coverage, but is it worth investing in? What is Umbrella Insurance? Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and as a result, it helps protect your assets and your future. It does
The annual apparition of spooky skeletons, broomstick-riding witches and carved pumpkins is a sure sign fall is well underway. Second only to Christmas in terms of how much consumers spend on decorations, Americans of all ages seem to love celebrating Halloween. The Halloween spirit has spread to the inside and outside of the home as
Severe wind can cause power outages and loss of heat. Here are some tips on how to help handle an outage during a storm. Before the windstorm Set your refrigerator and freezer to coldest settings. Food will be preserved longer if power goes out. Check flashlights and portable radios to ensure they are working. Be
