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What You Should Know About Flood Insurance

You’ve probably heard this horror story before — someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn’t cover flood damage. At Walsh Duffield, we want you to be educated about all of the risks you may face – before a loss occurs – so you can

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4 Factors in Choosing an Auto Insurance Deductible

Choosing the right deductible for your automobile insurance policy can seem overwhelming. There isn’t a one-size-fits-all solution when it comes to choosing the optimal deductible. But you can navigate this decision by weighing your options and considering the most sensible deduction for you and your situation. We’ve identified four vital factors to consider before choosing

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Do You Need Earthquake Insurance?

Earthquakes have occurred in every US state, and about 90% of Americans live in areas considered seismically active.  In fact, a 3.8 magnitude earthquake hit Buffalo, NY on February 6, 2023 and Rochester experienced a 2.6 magnitude earthquake in March 2020.   These small earthquakes were centered several miles below Lake Ontario, less than 100 miles

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5 Key Things to Know About Insuring Your Valuables

If you’re like most people, there are certain items you own that you can’t imagine ever losing — possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them. If you haven’t checked your home insurance policy recently, here are five key things to know about insuring

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Preventing Frozen Pipes This Winter

It’s hard to think of a worse start to a winter day in Western New York than turning on the faucet and … nothing. Maybe there’s a trickle of water, but it’s clear you have a frozen pipe.  This article includes tips to help you prevent or address what could easily become a very messy

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Gratitude in the Workplace

Gratitude is the idea that our success is the result of how others have helped us and not just a solitary effort. In the workplace, giving thanks and showing appreciation for your coworkers is not just humbling, but a smart way to build a more positive work culture. In fact, leaders who make it a

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Employee Leave for Voting

Each election day, employers may be curious about how to support their employees. While federal law does not require employers to provide their employees time off to vote, many states have voting leave laws that allow employees to take time off to vote in certain circumstances. Further, employees may desire their employers to offer leave

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Recent Growth & Employee Promotions

We would like to congratulate the Walsh Duffield colleagues who have had recent promotions and responsibility changes in 2022. Employee Promotions Victoria Church has been promoted to Client Relationship Associate. Over the past 3 years, Victoria has served as a key member of the Commercial Lines team supporting our Client Relationship Associates and Client Relationship Managers with

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Combatting “Re-entry” Anxiety

Throughout the pandemic, it has become apparent that supporting mental health is more important than ever. As the country continues to return to pre-COVID life, this can understandably cause feelings of what is being called “re-entry anxiety”. Re-entry anxiety can be described as an overall uncertainty or uneasiness about returning to the way things were

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Ancillary Coverage: Dental, Vision, Hearing & Life

Now that you are reviewing your Medicare Medical coverage, don’t forget about Dental Insurance, Vision Insurance, Life Insurance, and Supplemental plans. Getting older means that more preventive and routine care is necessary to prevent future health problems. That’s why more comprehensive health coverage outside of Medicare is important. Known as Ancillary coverage, these insurance products,

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