Millions of people in the United States are affected by mental illness each year. In fact, mental illnesses are some of the most common health conditions in the country. While more than 1 in 5 U.S. adults (22.8%) experience mental illness annually, only nearly half (47.2%) of people with mental illness receive treatment, according to
You’re Invited! We’re happy to announce that we will be hosting an in-person benefits seminar this year! Join us for breakfast to discuss Employee Benefits – And All That Jazz at our half-day event on June 13th with engaging speakers, vendors and an opportunity to network with fellow HR professionals and business leaders. In
How To Prevent Distracted Driving Claims Cell phones, tablets, and other electronic devices are a necessity in our personal and professional lives, but when operating a vehicle, their use takes your attention off of the road and can have serious consequences. Approximately 660,000 people are on electronic devices while driving a vehicle during daylight hours.
As individuals review their insurance policies for the year, the reality is that homeowners and auto insurance rates will continue to rise in 2023. There are many factors that have caused the increases we have seen over the past couple of years, and we expect this trend to continue in a market where inflation and
Automobile insurance coverage is a must-have for every driver on the road. Not only is liability insurance legally required in most states, but it also protects you and your vehicle from the financial burden of an accident. When choosing coverage for your auto insurance policy, it’s important to understand coverage limits, required minimums, and how
Qualified High Deductible Health Plans (HDHP) paired with Health Savings Accounts (HSA) are gaining popularity with employers. An HSA offers individuals and families an opportunity to contribute pre-tax dollars into an account that can be used to pay for Qualified Medical Expenses. Sometimes, employers will also contribute funds to their employees’ HSA accounts. When Medicare
You’ve probably heard this horror story before — someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn’t cover flood damage. At Walsh Duffield, we want you to be educated about all of the risks you may face – before a loss occurs – so you can
Choosing the right deductible for your automobile insurance policy can seem overwhelming. There isn’t a one-size-fits-all solution when it comes to choosing the optimal deductible. But you can navigate this decision by weighing your options and considering the most sensible deduction for you and your situation. We’ve identified four vital factors to consider before choosing
Earthquakes have occurred in every US state, and about 90% of Americans live in areas considered seismically active. In fact, a 3.8 magnitude earthquake hit Buffalo, NY on February 6, 2023 and Rochester experienced a 2.6 magnitude earthquake in March 2020. These small earthquakes were centered several miles below Lake Ontario, less than 100 miles
If you’re like most people, there are certain items you own that you can’t imagine ever losing — possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them. If you haven’t checked your home insurance policy recently, here are five key things to know about insuring
