lhayes

Creating a Supportive Workplace for Your Employees

Mental Health struggles are no longer just a personal matter—they impact the workplace as well. When an employee is not feeling their best, this can be seen through reduced productivity, absenteeism, presenteeism, and turnover. Employers play an important role in improving the health of their employees. This starts with making the workplace environment suitable for

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Understanding the Rising Cost of Homeowners and Auto Insurance

As individuals review their insurance policies for the year, the reality is that homeowners and auto insurance rates will continue to rise in 2024.  There are many factors that have caused the increases we have seen over the past couple of years, and we expect this trend to continue in a market where inflation and

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15 Holiday Decorating Hazards To Avoid at Your Business

Adding some holiday magic to your business? From accessibility to food safety, we’ve got you covered. Check out these 15 tips to keep your holiday decorations safe. 1. Holiday tree fires: Set up your tree(s) far from any heat sources, such as fireplaces, radiators or light fixtures. Use lights approved for indoor tree use and

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Do I Need to Purchase Rental Car Insurance?

When renting a car, a question that that often arises is whether you need to purchase rental car insurance. Rental car insurance can add a significant cost to your rental, but is it a necessary expense? Here are some important things to know: For those who are Insured on a Personal Auto Insurance policy, coverage

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Medicare Scope of Sales Appointment – What You Need to Know

  Welcome to the Medicare Annual Election Period! Now is the time to review your current Medicare coverage and determine if you’ll stay with the same plan from 2023 or select a new plan going into 2024. As always, your dedicated team at Walsh Duffield is here to help! New for 2023 Just as plans

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Empowering Communities: Walsh Duffield’s Impact Report Reveals a Year of Giving Back

At Walsh Duffield, we believe that true success goes beyond business accomplishments. It lies in our ability to make a positive impact on the communities we serve. We proudly present our annual Impact Report, showcasing our remarkable contributions to Western New York nonprofits in 2022. Through philanthropy, volunteerism, and corporate social responsibility, we have demonstrated

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What Private Information Will My Medicare Agent Request?

  Elderly adults are scammed out of approximately $2.9 billion each year, according to the Senate Special Committee on Aging. Scammers use advanced, persuasive techniques to lure even the savviest, educated and cognitively intact seniors into turning over personal information—either over the phone, via email or in person—so they can use it to steal your

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Getting Ready for Medicare’s Annual Enrollment Period: What to Know

Medicare’s Annual Enrollment Period (AEP) is right around the corner. Now’s the time to evaluate your health care needs for the coming year and make sure you’re getting the right Medicare coverage for your health requirements and budget. Your partners at Walsh Duffield are here to help! Read on to learn how to prepare and

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Why You Need Service Line Insurance Coverage

When it comes to safeguarding your home and your financial well-being, insurance can be a valuable addition to your toolkit. While most homeowners are familiar with standard insurance policies that cover property damage or liability, there’s one crucial aspect that often goes overlooked: service lines. Most homeowners are surprised to learn that they own the

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HSA Accounts and Medicare: 5 Key Things to Know

Qualified High Deductible Health Plans (HDHP) paired with Health Savings Accounts (HSA) are gaining popularity with employers. An HSA offers individuals and families an opportunity to contribute pre-tax dollars into an account that can be used to pay for Qualified Medical Expenses. Sometimes, employers will also contribute funds to their employees’ HSA accounts. When Medicare

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