Dental Practice Insurance

Find the right policy for your unique needs

Since 1974, Walsh Duffield Companies, Inc. has been dedicated to meeting the insurance needs of dentists. We are the trusted and endorsed insurance provider for the Fifth, Seventh, and Eighth District Dental Societies in New York State. Our long-standing relationships are a testament to our commitment to service, deep understanding of dentists’ insurance needs, and our prompt, thoughtful handling of clients’ concerns. Walsh Duffield insures over 2,000 dentists and oral surgeons in New York and Pennsylvania. We are available 24/7 to address your insurance questions, certificate requests, billing, and other policy issues. As a fifth-generation, family-owned business established in 1865, we operate offices in Buffalo, Rochester and Medina, NY. Your insurance policy may vary based on your status as a practice owner, a dentist, or an oral surgeon.

Insurance for Your Practice

Find programs designed specifically to
protect the practices of dentists and oral surgeons.

See Policies

Professional Liability

Find coverage to protect yourself as a
dentist or oral surgeon.

Learn More

Personal Insurance

Find coverage to protect your personal assets.

See Policies

Employee Benefits

Find health/ancillary insurance benefits for the
employees at your workplace.

Find Packages

Bundle your insurance policies.

You’re already looking for dental insurance—but did you know you can bundle it alongside your home and auto insurance? We can help you combine all your policies into one easy-to-manage bundle.

Bundle & Save

Proud to protect your practice.

At Walsh Duffield, we’ve been serving the risk management needs of dentists and their families since 1960. We’re proud to partner with Fortress and OMSNIC to provide insurance policies, educational resources, and discount opportunities to dental practices, their employees, and the community at large.


Sound good? Send an email to our sales & service specialist, Christine Garvelli, or schedule a meeting with her on Microsoft Bookings.

Contact Me About
Dental Practice

Christine Garvelli

Vice President
Dental Group

Contact Information
Direct Phone: 716-362-7363

Let’s Talk

From your safety to your wellness, Walsh Duffield is here to help. Custom, tailored solutions are finally within your reach – let’s start a conversation.

Our dental policies are endorsed by:


Meet our dental insurance team.


Read the blog.

Dental Articles

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Schedule a free consultation!

Let’s get together and talk about your dental insurance needs.


Business Insurance for Dental Practices

Let’s insure your dental practice.

Choose from a variety of dental insurance policies to protect your practice. 


Business Owners Insurance

A Business Owner’s Policy (BOP) combines business property and business liability insurance into one business insurance policy. A BOP covers your business from:

  • Claims resulting from fire, theft, or other covered disasters
  • Claims that could arise from your business operations, such as bodily injury or property damage
  • Claims related to personal and advertising injuries
  • Employee liability claims
  • Loss of business income resulting from a covered loss

Answer the Questionnaire

Complete this electronic form for a quote. Simply (1) download the form to your computer, (2) fill out the information (you can either type or write in the form), (3) save as a new document/PDF, and (4) email back to Christine Garvelli at


dental exam

Entity Malpractice Insurance

Entity Malpractice Insurance will protect your business, your staff, and your partners against malpractice claims. Without it, you may be held liable for a malpractice claim made against your dentists—even if they have their own malpractice insurance. You don’t want to have to pay for any malpractice claims out of your own pocket, and neither do we.

Apply Now

Complete this electronic form for a quote. Simply (1) download the form to your computer, (2) fill out the information (you can either type or write in the form), (3) save as a new document/PDF, and (4) email back to Christine Garvelli at



woman at a computer in dental office

Cyber Liability Insurance

Cyber insurance generally covers your business’ liability for a data breach involving sensitive customer information, such as social security numbers, credit card numbers, account numbers, driver’s license numbers, and health records. Besides legal fees and expenses, cyber insurance typically helps with:

  • Notifying customers about a data breach
  • Recovering compromised data
  • Repairing damaged computer systems, business interruption loss, and payment card liability and costs


Request Application



dental assistant with paperwork


ERISA Bonds will protect your office pension plan from any financial losses due to fraud or dishonesty among an employee of your dental practice. Our team of specialists will work with you to determine when this bond is right for you (in accordance with state and/or federal law).


Apply Now



dentist with patient

Business Overhead Insurance

Business Overhead Insurance will cover certain business expenses if you suffer from an injury or illness and are unable to do so. Even if you are able to collect your own personal disability insurance, you will likely need assistance paying for the overhead expenses of your business, such as salaries, utilities, taxes, and rent. This coverage will help pay for those expenses (and others like them).


Get Started


Let’s insure your most valuable business asset:

Your Employees

patient at dentist

Workers’ Compensation

Workers’ compensation provides medical expenses, lost wages, and rehabilitation costs to employees who are injured or become ill “in the course and scope” of their job. It also pays death benefits to families of employees who are killed on the job.


Answer the Questionnaire


dental assistant with patients handing over paperwork

NYS Disability Insurance (New York State Only)

New York State disability insurance provides temporary cash benefits to an eligible wage earner when he or she is disabled by an illness or injury that occurs off the clock or becomes disabled due to pregnancy. As a NY-based employer, you are required to provide disability benefits to all eligible employees.

Apply Now



dentist showing teeth model

Paid Family Leave Insurance (New York State Only)

New York State’s Paid Family Leave provides New Yorkers with job-protected, paid leave so they can bond with a new child, care for a loved one with a serious health condition, or relieve family pressures when someone is called to active military service abroad. This coverage is funded and paid for by your employees through payroll deduction. Please be sure to discuss this with your payroll provider.


Apply Now



laughing dentists

Employee Benefits

Employee Benefit packages are a cost-effective way to keep your valuable employees healthy and happy. For more information, please visit our Employee Benefits page.


Apply Now



Professional Liability Insurance for Dentists

Let’s insure your professional reputation as a dentist.

We’ll keep you protected as a licensed dental professional.

dentist giving consultation

Partnered with Fortress

We are partnered with Fortress Protection for Dentistry to provide powerful practice protection exclusively for dentists.

As the premier representative of the Fortress Insurance Company for dentists in the Upper Midwest for more than 20 years, Fortress Protection for Dentistry was founded by dentists and consistently receives high ratings from AM Best.

And since Fortress insures only dentists, your premiums are not inflated by risks incurred by other medical specialties.

Apply Today

To learn more about Fortress, please click here.

Other resources include:


Professional Liability Insurance for Oral Surgeons

Let’s insure your professional reputation as an oral surgeon.

We’ll keep you protected as a licensed oral surgeon.

dentist cleaning teeth

Partnered with OMSNIC

The OMS National Insurance Company (OMSNIC) provides comprehensive medical professional liability insurance coverage designed to protect the unique practice of oral and maxillofacial surgery.

OMSNIC is owned and operated by oral and maxillofacial surgeons and insures more than 80% of the specialty. We are proud to support their mission of protecting your practice, your reputation, and your future.

Apply Today

To learn more about OMSNIC, please click here.

Other resources include:



Personal Insurance for You and Your Family

We insure what’s most personal to you.

Auto, Home, Umbrella, Life, Disability, and Long Term Care

At Walsh Duffield, we can design an insurance program to protect what you’ve worked hard for and treasure most. Our clients trust that we’ll handle their personal insurance with the same interest and level of quality as their business insurance.

One agency. Countless success stories.

Do you want to manage your business and personal insurance policies under the same roof?
Let’s do it. Insure all of your assets with the same agency at Walsh Duffield.




Are you an HR professional looking to protect your team?

Health insurance. Non-medical benefits. Wellness programs. Taking care of your team takes a lot of thought and consideration. Fortunately, we’re here to work alongside you and your HR Department to find the best packages for you and your employees.



Contact us!

Still have questions? We’re here for you.