Keeping You Safe
It appears that the judgments, which are currently being rendered in today’s courts, with regard to personal liability, are growing at such a rate that they can easily exhaust one’s policy limits – both automobile and homeowners. As a result, we suggest liability limits of no less than $300,000 – on personal automobile and homeowners policies, however, higher limits are available.
With the litigious atmosphere of today’s society, it is more important than ever to consider the amount of liability coverage of your automobile and homeowner policies. A personal umbrella policy is an excess liability policy that gives coverage over and above the limits of the homeowner’s personal liability and automobile liability limits. This coverage is relatively inexpensive and is available in $1,000,000 increments.
Have a personal umbrella policy with us?
Don’t forget to update the information we have on file. Click here to fill out our personal umbrella questionnaire.