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Identity Theft Protection: A Must-Have Voluntary Benefit

When it comes to voluntary benefits, you might think of dental, vision and life insurance. But have you considered offering identity theft protection to your employees? What is Identity Theft? Identity theft is the attempted or successful misuse of an existing account, such as a debit or credit card account; the misuse of personal information

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Halloween Home Safety Tips

The annual apparition of spooky skeletons, broomstick-riding witches and carved pumpkins is a sure sign fall is well underway. Second only to Christmas in terms of how much consumers spend on decorations, Americans of all ages seem to love celebrating Halloween. The Halloween spirit has spread to the inside and outside of the home as

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3 Things to Know to Assist Medicare-Eligible Employees

Medicare’s Annual Enrollment Period (AEP) is here which means your Medicare eligible or “near eligible” employees are inundated with confusing communications. For HR professionals, it can be a challenge to assist with Medicare questions.  The following are three key things all employers must know! 1. Is your group size considered large or small? In general, employers

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Navigating Choice This Open Enrollment

There is a difference between having a choice and making a choice. Open enrollment is in full swing, which sheds light on the tough decisions that employers and employees need to make this time of year.  Over the past 50 years, we have seen a great shift in how employers offer benefits to their employees. 

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Protect What You Love With Umbrella Insurance Coverage

In today’s economy, everyone is pinching pennies.  You’ve heard about umbrella coverage, but is it worth investing in? What is Umbrella Insurance? Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and as a result, it helps protect your assets and your future. It does this

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5 Things You Need to Know About Workers’ Compensation Insurance

1. Workers’ Compensation Insurance Protects Your Company. The primary purpose of Workers’ Compensation Insurance is to provide coverage for health care costs to an employee injured on the job. If Workers’ Compensation is mandated in your state of operation you must carry this coverage to avoid your company being liable and subject to fines by

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What’s In Your Lunchbox?

There is tremendous confusion about what to eat. Often the food choices people make are full of calories yet lack the nutritional value the body needs. This confusion leads to expanding waistlines, low energy and rising rates of type 2 and now type 3 diabetes and obesity-related illnesses. The American Diabetes Association’s National Healthy Lunch

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NYS Paid Family Leave Updates and Changes for 2019

On Friday afternoon, the NYS Department of Financial Services announced the 2019 Paid Family Leave updates and changes.  You can review the updates on the NYS PFL website. As intended, the number of weeks eligible employees can take will increase to 10 weeks, effective January 1, 2019.  The benefit will also increase to 55% of

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5 Myths About Long Term Care Insurance

Long Term Care Insurance is designed to help pay for the care needed when you are unable to do everyday activities without assistance. In order to improve the quality of life for those chronic, long-term conditions, you must be prepared for whatever the future brings. This coverage can protect your assets, and help you enjoy

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Protect Yourself with Directors & Officers Liability Insurance

Are you serving on the board of a local non-profit?  Or a director of a large corporation?  As a director or officer of a corporation or non-profit, you make decisions each day that can result in a lawsuit being filed against you. And those lawsuits don’t just go after business assets; they can put your

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