Category: Prevention

Protect What You Love With Umbrella Insurance Coverage

In today’s economy, everyone is pinching pennies.  You’ve heard about umbrella coverage, but is it worth investing in? What is Umbrella Insurance? Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and as a result, it helps protect your assets and your future. It does this

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5 Myths About Long Term Care Insurance

Long Term Care Insurance is designed to help pay for the care needed when you are unable to do everyday activities without assistance. In order to improve the quality of life for those chronic, long-term conditions, you must be prepared for whatever the future brings. This coverage can protect your assets, and help you enjoy

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Protect Yourself with Directors & Officers Liability Insurance

Are you serving on the board of a local non-profit?  Or a director of a large corporation?  As a director or officer of a corporation or non-profit, you make decisions each day that can result in a lawsuit being filed against you. And those lawsuits don’t just go after business assets; they can put your

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Does Business Insurance Cover The Costs of a Product Recall? 

A well-known food company recalled two brand-name food products after four customers reported finding metal parts in their food. One of the world’s best-selling auto brands faced an airbag recall. And lettuce grown in Arizona caused dozens of illnesses in 35 states. Product recalls like these are often in the news. They’re especially prominent when

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Is Your Boat Ready For Launch?

If you love the water, few things are better than boating season.  Summer just wouldn’t be summer without spending those long, hot days on Lake Erie or cruising down the Canal. With Memorial Day just around the corner, boating season in Buffalo and Rochester has finally begun! At Walsh Duffield, we want to ensure you’re

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Do You Need Earthquake Insurance?

Earthquakes have occurred in 39 states since 1900, and about 90% of Americans live in areas considered seismically active.  In fact, there were two very recent earthquakes in the Rochester, NY region alone! Experienced in May, these small earthquakes were centered several miles below Lake Ontario, less than 100 miles away.  Although there was no

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How To Prevent Distracted Driving Claims

Cell phones, tablets, and other electronic devices are a necessity in our personal and professional lives, but when operating a vehicle, their use takes your attention off of the road and can have serious consequences. Approximately 660,000 people are on electronic devices while driving a vehicle during daylight hours. This is a preventable way in

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4 Tips for Homeowner’s Insurance Inventory

When fire, burglary, or other disaster strikes your home, you want to begin the recovery process as soon as possible.  However, before you can file your homeowner’s insurance claim, you must fully document all of your damaged belongings. If you are like most people, you haven’t prepared a current inventory list, or videotaped your belongings. So

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What You Should Know About Flood Insurance

You’ve probably heard this horror story before — someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn’t cover flood damage. At Walsh Duffield, we want you to be educated about all of the risks you may face – before a loss occurs – so you can

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Critical Cyber Exploits Affect Nearly All Computers

The latest in Cyber Security Trends and News  Cyber security researchers recently announced the discovery of two major security flaws that could allow hackers to bypass regular security measures and obtain normally inaccessible data. The flaws, referred to as Meltdown and Spectre, are both caused by design flaws found in nearly all modern processors. These

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