Category: Prevention

Getting Your Business Ready For Winter

Winter is right around the corner and along with the longer commutes and cold temperatures, you need to prepare for snow and ice – the inherent risks to your business that come with this time of year in Western New York. Follow these tips to protect your company, as well as your employees and tenants:

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Preventing Water Damage With New Technology

As your independent insurance agent, we are always looking for ways to do more for you. That’s why as new innovations in home protection become available – like the latest technology to help prevent water damage – we make sure you know about them. That way, you won’t have to worry about leaks or water

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Halloween Home Safety Tips

The annual apparition of spooky skeletons, broomstick-riding witches and carved pumpkins is a sure sign fall is well underway. Second only to Christmas in terms of how much consumers spend on decorations, Americans of all ages seem to love celebrating Halloween. The Halloween spirit has spread to the inside and outside of the home as

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Protect What You Love With Umbrella Insurance Coverage

In today’s economy, everyone is pinching pennies.  You’ve heard about umbrella coverage, but is it worth investing in? What is Umbrella Insurance? Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and as a result, it helps protect your assets and your future. It does this

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5 Myths About Long Term Care Insurance

Long Term Care Insurance is designed to help pay for the care needed when you are unable to do everyday activities without assistance. In order to improve the quality of life for those chronic, long-term conditions, you must be prepared for whatever the future brings. This coverage can protect your assets, and help you enjoy

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Protect Yourself with Directors & Officers Liability Insurance

Are you serving on the board of a local non-profit?  Or a director of a large corporation?  As a director or officer of a corporation or non-profit, you make decisions each day that can result in a lawsuit being filed against you. And those lawsuits don’t just go after business assets; they can put your

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Does Business Insurance Cover The Costs of a Product Recall? 

A well-known food company recalled two brand-name food products after four customers reported finding metal parts in their food. One of the world’s best-selling auto brands faced an airbag recall. And lettuce grown in Arizona caused dozens of illnesses in 35 states. Product recalls like these are often in the news. They’re especially prominent when

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Is Your Boat Ready For Launch?

If you love the water, few things are better than boating season.  Summer just wouldn’t be summer without spending those long, hot days on Lake Erie or cruising down the Canal. With Memorial Day just around the corner, boating season in Buffalo and Rochester has finally begun! At Walsh Duffield, we want to ensure you’re

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Do You Need Earthquake Insurance?

Earthquakes have occurred in 39 states since 1900, and about 90% of Americans live in areas considered seismically active.  In fact, there were two very recent earthquakes in the Rochester, NY region alone! Experienced in May, these small earthquakes were centered several miles below Lake Ontario, less than 100 miles away.  Although there was no

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