Category: Personal Insurance

Preventing Water Damage With New Technology

As your independent insurance agent, we are always looking for ways to do more for you. That’s why as new innovations in home protection become available – like the latest technology to help prevent water damage – we make sure you know about them. That way, you won’t have to worry about leaks or water

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5 Myths About Long Term Care Insurance

Long Term Care Insurance is designed to help pay for the care needed when you are unable to do everyday activities without assistance. In order to improve the quality of life for those chronic, long-term conditions, you must be prepared for whatever the future brings. This coverage can protect your assets, and help you enjoy

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Do You Need Earthquake Insurance?

Earthquakes have occurred in 39 states since 1900, and about 90% of Americans live in areas considered seismically active.  In fact, there were two very recent earthquakes in the Rochester, NY region alone! Experienced in May, these small earthquakes were centered several miles below Lake Ontario, less than 100 miles away.  Although there was no

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What You Should Know About Flood Insurance

You’ve probably heard this horror story before — someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn’t cover flood damage. At Walsh Duffield, we want you to be educated about all of the risks you may face – before a loss occurs – so you can

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Winter Water Damage

With the outside temperatures fluctuating and the snow melt we’re expecting later this week you should be concerned about excess water in your basement or the lower level of your home.  Did you know that homeowners policies don’t cover water that overflows from your sump pump or backs up through your sewer lines? You need to add this coverage via an endorsement in order

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