Category: Personal Insurance

5 Key Tips for Buying Home Insurance

Purchasing home insurance can be overwhelming. Whether you are a first-time home buyer or a longtime homeowner, we’ve included our top five best tips for buying home insurance to make it easier for you. Successfully compare insurance options, right-size your deductible, understand how discounts can reduce your insurance premium and more! Tips like these (and

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How to Pick the Right Home Insurance Policy

If you are a homeowner, you know the value that you place on keeping your home safe, updated, and uniquely yours. That also means making sure your house is protected from everything that may come its way. As one of your biggest assets, it’s important to keep you – and your house – safeguarded from

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Winter Home Maintenance Tips

Preparing your home for winter is an important annual ritual for homeowners. For instance, did you know that adding insulation in your attic before winter arrives can help prevent ice dams this winter? And do not forget that tuning up your heating system now can help prevent more costly emergency repairs at the height of a storm,

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What is Uninsured Motorist and Underinsured Motorist Coverage?

We’ve all heard stories surrounding an accident with an uninsured or underinsured motorist. A family is burdened with horrific medical bills because of an accident with a drunk driver who couldn’t afford insurance due to his bad driving record. A child walking to school faces a lifetime of difficulty after being struck by a texting

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Prepare for Winter Water Damage With Water Backup Coverage

With the outside temperatures fluctuating and the inevitable snow melt, you should be concerned about excess water in your basement or the lower level of your home.   Water damage/freezing is one of the most common homeowners insurance losses.  So to keep your home safe, we recommend purchasing this optional water backup coverage (sump pump discharge/overflow

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Is Your Boat Ready For Launch?

If you love the water, few things are better than boating season.  Summer just wouldn’t be summer without spending those long, hot days on Lake Erie or cruising down the Canal. With the turn in the weather, boating season in Buffalo and Rochester has finally begun! At Walsh Duffield, we want to ensure you’re boat

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New York State Department of Financial Services Premium Payment Rule

We hope that this message finds you and your family safe and healthy.    These are difficult times. The New York Legislature and Department of Financial Services have been implementing emergency measures in an effort to protect insurance policyholders who have been hit with financial hardship because of the COVID-19 pandemic.  Regulations they enacted include: the waiver of late fees; the prohibition on reporting negative data to credit

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4 Tips for Homeowners Insurance Inventory (And Downloadable Checklist!)

When fire, burglary, or other disaster strikes your home, you want to begin the recovery process as soon as possible. However, before you can file your homeowners insurance claim, you must fully document all of your damaged belongings. That’s where a homeowners insurance inventory list comes in handy. If you are like most people, you

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Driver Safety

How To Prevent Distracted Driving Claims Cell phones, tablets, and other electronic devices are a necessity in our personal and professional lives, but when operating a vehicle, their use takes your attention off of the road and can have serious consequences. Approximately 660,000 people are on electronic devices while driving a vehicle during daylight hours.

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