If you’re like most people, there are certain items you own that you can’t imagine ever losing—possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them. If you haven’t checked your insurance policy recently, here are five key things to know to make sure your valuable
Don’t Let the Cold Get to Your Pipes This Winter It’s hard to think of a worse start to a winter day in Western New York than turning on the faucet and … nothing. Maybe there’s a trickle of water, but it’s clear you have a frozen pipe. So, what now? Here are some smart
As your independent insurance agent, we are always looking for ways to do more for you. That’s why as new innovations in home protection become available – like the latest technology to help prevent water damage – we make sure you know about them. That way, you won’t have to worry about leaks or water
The annual apparition of spooky skeletons, broomstick-riding witches and carved pumpkins is a sure sign fall is well underway. Second only to Christmas in terms of how much consumers spend on decorations, Americans of all ages seem to love celebrating Halloween. The Halloween spirit has spread to the inside and outside of the home as
In today’s economy, everyone is pinching pennies. You’ve heard about umbrella coverage, but is it worth investing in? What is Umbrella Insurance? Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and as a result, it helps protect your assets and your future. It does this
Long Term Care Insurance is designed to help pay for the care needed when you are unable to do everyday activities without assistance. In order to improve the quality of life for those chronic, long-term conditions, you must be prepared for whatever the future brings. This coverage can protect your assets, and help you enjoy
It’s that time of year. All of the students are packing up to head back to the dorms, and colleges are abuzz nationwide. But have you really thought about what going back to school means from an insurance perspective? Sending a child off to college is a time of great adjustment for you and your
If you love the water, few things are better than boating season. Summer just wouldn’t be summer without spending those long, hot days on Lake Erie or cruising down the Canal. With Memorial Day just around the corner, boating season in Buffalo and Rochester has finally begun! At Walsh Duffield, we want to ensure you’re
Earthquakes have occurred in 39 states since 1900, and about 90% of Americans live in areas considered seismically active. In fact, there were two very recent earthquakes in the Rochester, NY region alone! Experienced in May, these small earthquakes were centered several miles below Lake Ontario, less than 100 miles away. Although there was no
Cell phones, tablets, and other electronic devices are a necessity in our personal and professional lives, but when operating a vehicle, their use takes your attention off of the road and can have serious consequences. Approximately 660,000 people are on electronic devices while driving a vehicle during daylight hours. This is a preventable way in
