Category: Personal Insurance

Winter Home Maintenance Tips

Preparing your home for winter is an important annual ritual for homeowners. For instance, did you know that adding insulation in your attic before winter arrives can help prevent ice dams this winter? And do not forget that tuning up your heating system now can help prevent more costly emergency repairs at the height of a storm,

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What is Uninsured Motorist and Underinsured Motorist Coverage?

We’ve all heard stories surrounding an accident with an uninsured or underinsured motorist. A family is burdened with horrific medical bills because of an accident with a drunk driver who couldn’t afford insurance due to his bad driving record. A child walking to school faces a lifetime of difficulty after being struck by a texting

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Prepare for Winter Water Damage With Water Backup Coverage

With the outside temperatures fluctuating and the snow melt we’re expecting later this week you should be concerned about excess water in your basement or the lower level of your home.   Water damage/freezing is one of the most common homeowners insurance losses.  So to keep your home safe, we recommend purchasing this optional water backup

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Is Your Boat Ready For Launch?

If you love the water, few things are better than boating season.  Summer just wouldn’t be summer without spending those long, hot days on Lake Erie or cruising down the Canal. With the turn in the weather, boating season in Buffalo and Rochester has finally begun! At Walsh Duffield, we want to ensure you’re boat

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New York State Department of Financial Services Premium Payment Rule

We hope that this message finds you and your family safe and healthy.    These are difficult times. The New York Legislature and Department of Financial Services have been implementing emergency measures in an effort to protect insurance policyholders who have been hit with financial hardship because of the COVID-19 pandemic.  Regulations they enacted include: the waiver of late fees; the prohibition on reporting negative data to credit

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4 Tips for Homeowners Insurance Inventory (And Downloadable Checklist!)

When fire, burglary, or other disaster strikes your home, you want to begin the recovery process as soon as possible. However, before you can file your homeowners insurance claim, you must fully document all of your damaged belongings. That’s where a homeowners insurance inventory list comes in handy. If you are like most people, you

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Driver Safety

Online safe driving courses are available to help you save on your car insurance from the comfort of your own home.  By completing a 6 hour course at your own pace, you can save up to 10% for 3 years on your auto insurance. www.wnydriversafety.com www.newyorksafetycouncil.com For AARP members: www.aarpdriversafety.org Send certificates of completion to:

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5 Key Things to Know About Insuring Your Valuables

If you’re like most people, there are certain items you own that you can’t imagine ever losing — possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them. If you haven’t checked your home insurance policy recently, here are five key things to know about insuring

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Protect What Matters With Umbrella Insurance

In today’s economy, everyone is pinching pennies.  You’ve heard about umbrella insurance coverage, but is it worth investing in? What is Umbrella Insurance? Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and as a result, it helps protect your assets and your future. It does

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