Category: Personal Insurance

How To Prevent Distracted Driving Claims

Cell phones, tablets, and other electronic devices are a necessity in our personal and professional lives, but when operating a vehicle, their use takes your attention off of the road and can have serious consequences. Approximately 660,000 people are on electronic devices while driving a vehicle during daylight hours. This is a preventable way in

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4 Tips for Homeowner’s Insurance Inventory

When fire, burglary, or other disaster strikes your home, you want to begin the recovery process as soon as possible.  However, before you can file your homeowner’s insurance claim, you must fully document all of your damaged belongings. If you are like most people, you haven’t prepared a current inventory list, or videotaped your belongings. So

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Preparing for a Windstorm

Severe winter weather can cause power outages and loss of heat. Here are some tips on how to help handle an outage during the winter. Before the windstorm Set your refrigerator and freezer to coldest settings. Food will be preserved longer if power goes out. Check flashlights and portable radios to ensure they are working.

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5 key things to know about insuring your valuables

If you’re like most people, there are certain items you own that you can’t imagine ever losing—possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them. If you haven’t checked your insurance policy recently, here are five key things to know to make sure your valuable

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Preventing Frozen Pipes This Winter

Don’t Let the Cold Get to Your Pipes This Winter It’s hard to think of a worse start to a winter day in Western New York than turning on the faucet and … nothing. Maybe there’s a trickle of water, but it’s clear you have a frozen pipe. So, what now? Here are some smart

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Preventing Water Damage With New Technology

As your independent insurance agent, we are always looking for ways to do more for you. That’s why as new innovations in home protection become available – like the latest technology to help prevent water damage – we make sure you know about them. That way, you won’t have to worry about leaks or water

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Halloween Home Safety Tips

The annual apparition of spooky skeletons, broomstick-riding witches and carved pumpkins is a sure sign fall is well underway. Second only to Christmas in terms of how much consumers spend on decorations, Americans of all ages seem to love celebrating Halloween. The Halloween spirit has spread to the inside and outside of the home as

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Protect What You Love With Umbrella Insurance Coverage

In today’s economy, everyone is pinching pennies.  You’ve heard about umbrella coverage, but is it worth investing in? What is Umbrella Insurance? Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and as a result, it helps protect your assets and your future. It does this

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5 Myths About Long Term Care Insurance

Long Term Care Insurance is designed to help pay for the care needed when you are unable to do everyday activities without assistance. In order to improve the quality of life for those chronic, long-term conditions, you must be prepared for whatever the future brings. This coverage can protect your assets, and help you enjoy

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