Category: Business Insurance

Getting Your Business Ready For Winter

Winter is right around the corner and along with the longer commutes and cold temperatures, you need to prepare for snow and ice – the inherent risks to your business that come with this time of year in Western New York. Follow these tips to protect your company, as well as your employees and tenants:

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5 Things You Need to Know About Workers’ Compensation Insurance

1. Workers’ Compensation Insurance Protects Your Company. The primary purpose of Workers’ Compensation Insurance is to provide coverage for health care costs to an employee injured on the job. If Workers’ Compensation is mandated in your state of operation you must carry this coverage to avoid your company being liable and subject to fines by

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Protect Yourself with Directors & Officers Liability Insurance

Are you serving on the board of a local non-profit?  Or a director of a large corporation?  As a director or officer of a corporation or non-profit, you make decisions each day that can result in a lawsuit being filed against you. And those lawsuits don’t just go after business assets; they can put your

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Does Business Insurance Cover The Costs of a Product Recall? 

A well-known food company recalled two brand-name food products after four customers reported finding metal parts in their food. One of the world’s best-selling auto brands faced an airbag recall. And lettuce grown in Arizona caused dozens of illnesses in 35 states. Product recalls like these are often in the news. They’re especially prominent when

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Critical Cyber Exploits Affect Nearly All Computers

The latest in Cyber Security Trends and News  Cyber security researchers recently announced the discovery of two major security flaws that could allow hackers to bypass regular security measures and obtain normally inaccessible data. The flaws, referred to as Meltdown and Spectre, are both caused by design flaws found in nearly all modern processors. These

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The Link Between Workers’ Comp Claims and Increasing Medical Payments

Over the last ten years, the dramatic rise in health insurance premiums has dominated the headlines.  The premium increases are a reflection of the escalating cost of medical services.  In the shadow of the health insurance predicament is the same upward pressure on medical expenses within the Workers’ Compensation system.  On the job injury claims,

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5 Tips to Protect Your Company Against Social Engineering Scams

You say “It will never happen to me”.   You may think your business isn’t a target.  But we want to make sure you know that Social Engineering claims do not have a target audience!  At Walsh Duffield, we have seen both small and large businesses alike fall victim to this new emerging trend. What is

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