Category: Business Insurance

7 Key Areas of Personal Protective Equipment Needed for Welders

While modern technology has made large strides with the use of robotic welding, robots can’t do it all – so steps need to be taken to protect a welder and help remove the risks they will encounter throughout their workday. The safety professionals at OSEA provide the advice of removing workplace hazards through engineering controls

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Keeping a Safe Work Environment with Proper Hazard Communications

What is Hazard Communication (HazCom)? Hazard Communication (HazCom) is all about identifying chemical hazards in the workplace and communicating these hazards to ensure a safe and healthy work environment.  This has been a hot topic in safety since 2012, when OSHA updated its standard to align with the UN Globally Harmonized System of Classification and

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New York State Department of Financial Services Premium Payment Rule

We hope that this message finds you and your family safe and healthy.    These are difficult times. The New York Legislature and Department of Financial Services have been implementing emergency measures in an effort to protect insurance policyholders who have been hit with financial hardship because of the COVID-19 pandemic.  Regulations they enacted include: the waiver of late fees; the prohibition on reporting negative data to credit

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Walsh Duffield Partners with OSEA for Risk Management Services

Walsh Duffield is pleased to announce a partnership with OSEA, Inc., a 30-year-old environmental, health, safety and security consulting firm, to provide Risk Management services to our commercial insurance clients. As part of the relationship, OSEA will provide a full array of proactive safety consulting services designed to help reduce accidents, enhance incident response, lower

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5 Tips to Protect Your Company Against Social Engineering Scams

You say “It will never happen to me”.   You may think your business isn’t a target to cyber crime.  But we want to make sure you know that Social Engineering claims do not have a target audience!  At Walsh Duffield, we have seen both small and large businesses alike fall victim to this new emerging

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Getting Your Business Ready For Winter

Winter is right around the corner and along with the longer commutes and cold temperatures, you need to prepare for snow and ice – the inherent risks to your business that come with this time of year in Western New York. Follow these tips to protect your company, as well as your employees and tenants:

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5 Things You Need to Know About Workers’ Compensation Insurance

1. Workers’ Compensation Insurance Protects Your Company. The primary purpose of Workers’ Compensation Insurance is to provide coverage for health care costs to an employee injured on the job. If Workers’ Compensation is mandated in your state of operation you must carry this coverage to avoid your company being liable and subject to fines by

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Protect Yourself with Directors & Officers Liability Insurance

Are you serving on the board of a local non-profit?  Or a director of a large corporation?  As a director or officer of a corporation or non-profit, you make decisions each day that can result in a lawsuit being filed against you. And those lawsuits don’t just go after business assets; they can put your

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Does Business Insurance Cover The Costs of a Product Recall? 

A well-known food company recalled two brand-name food products after four customers reported finding metal parts in their food. One of the world’s best-selling auto brands faced an airbag recall. And lettuce grown in Arizona caused dozens of illnesses in 35 states. Product recalls like these are often in the news. They’re especially prominent when

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