Author: lhayes

Gratitude in the Workplace

Gratitude is the idea that our success is the result of how others have helped us and not just a solitary effort. In the workplace, giving thanks and showing appreciation for your coworkers is not just humbling, but a smart way to build a more positive work culture. In fact, leaders who make it a

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Preventing Frozen Pipes This Winter

Don’t Let the Cold Get to Your Pipes This Winter It’s hard to think of a worse start to a winter day in Western New York than turning on the faucet and … nothing. Maybe there’s a trickle of water, but it’s clear you have a frozen pipe. So, what now? Here are some smart

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Getting Your Business Ready For Winter

Winter is right around the corner and along with the longer commutes and cold temperatures, you need to prepare for snow and ice – the inherent risks to your business that come with this time of year in Western New York. Follow these tips to protect your company, as well as your employees and tenants:

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Preventing Water Damage With New Technology

As your independent insurance agent, we are always looking for ways to do more for you. That’s why as new innovations in home protection become available – like the latest technology to help prevent water damage – we make sure you know about them. That way, you won’t have to worry about leaks or water

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Identity Theft Protection: A Must-Have Voluntary Benefit

When it comes to voluntary benefits, you might think of dental, vision and life insurance. But have you considered offering identity theft protection to your employees? What is Identity Theft? Identity theft is the attempted or successful misuse of an existing account, such as a debit or credit card account; the misuse of personal information

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Halloween Home Safety Tips

The annual apparition of spooky skeletons, broomstick-riding witches and carved pumpkins is a sure sign fall is well underway. Second only to Christmas in terms of how much consumers spend on decorations, Americans of all ages seem to love celebrating Halloween. The Halloween spirit has spread to the inside and outside of the home as

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3 Things to Know to Assist Medicare-Eligible Employees

Medicare’s Annual Enrollment Period (AEP) is here which means your Medicare eligible or “near eligible” employees are inundated with confusing communications. For HR professionals, it can be a challenge to assist with Medicare questions.  The following are three key things all employers must know! 1. Is your group size considered large or small? In general, employers

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Protect What You Love With Umbrella Insurance Coverage

In today’s economy, everyone is pinching pennies.  You’ve heard about umbrella coverage, but is it worth investing in? What is Umbrella Insurance? Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and as a result, it helps protect your assets and your future. It does this

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5 Things You Need to Know About Workers’ Compensation Insurance

1. Workers’ Compensation Insurance Protects Your Company. The primary purpose of Workers’ Compensation Insurance is to provide coverage for health care costs to an employee injured on the job. If Workers’ Compensation is mandated in your state of operation you must carry this coverage to avoid your company being liable and subject to fines by

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What’s In Your Lunchbox?

There is tremendous confusion about what to eat. Often the food choices people make are full of calories yet lack the nutritional value the body needs. This confusion leads to expanding waistlines, low energy and rising rates of type 2 and now type 3 diabetes and obesity-related illnesses. The American Diabetes Association’s National Healthy Lunch

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